Are Bankruptcies the Same Everywhere Across America?

  • May 29, 2014

Congress established uniform federal laws regarding bankruptcies, and the law is federal – administered by US courts. However, bankruptcy is not exactly administered in the same fashion from one state…

The impact of being dismissed from bankruptcy

  • November 13, 2013

To the average person, the phrase “bankruptcy dismissal” just sounds bad.  After all if your finances were bad enough to file bankruptcy in the first place, many people think “dismissal”…

Alternatives to Filing Chapter 13 Bankruptcy

  • August 28, 2013

For many debtors struggling to make ends meet, filing Chapter 13 bankruptcy is often a far better option than filing Chapter 7. However, many times filing Chapter 13 is the…

How Do I Know Which Type of Bankruptcy to File?

  • June 20, 2013

Making the decision to file for bankruptcy is never easy. However, after finally making the larger decision to enlist the protection of the courts against your creditors, it is important…

Does Bankruptcy Stop Foreclosure?

  • June 13, 2013

The short answer is yes, filing for bankruptcy will stop foreclosure. However, it is only a short-term temporary solution. Even if a residential home has been scheduled for a foreclosure…

Bankruptcy vs. Mortgage Loan Modifications

  • August 27, 2012

Faced with the reality of being past due on their loans or even foreclosure, many homeowners are looking for options that might help reduce the impact on their financial future,…

Bankruptcy 101

  • June 8, 2012

What is bankruptcy? Insolvency Balance sheet insolvency:  liabilities exceed assets. Equity insolvency:  inability to pay debts as they become due. Bankruptcy One does not have to be insolvent to voluntarily…